The Employee Retirement Income Security Act of 1974 (ERISA) establishes minimum standards that employers must meet regarding retirement, health insurance, disability insurance, life insurance and other benefits.
ERISA does not stipulate what benefits employers must provide; it sets rules once an employer has selected the benefits that it wishes to offer its employees. ERISA also does not cover claims with privately purchased insurance plans.
If an employer or an employer's insurance provider wrongfully denies your insurance claim, a knowledgeable ERISA benefits lawyer can help you navigate the complex legal process to overturn the ruling.
ERISA claims and appeals are governed by strict deadlines. It is important to contact us as soon as possible once you are aware that your insurance claim has been denied and an appeal is necessary.
At the law office of Robert B. Landry III PLC in Baton Rouge and New Orleans, we review every aspect of your claim, the insurance company's denial, the medical records and all correspondence between the parties involved to determine the validity of your case. If your claim has merit and an appeal to your insurance company is unsuccessful, it is possible to file an appeal in federal court.
Mr. Landry has extensive experience with ERISA law and is always prepared to advocate aggressively on your behalf. We can help you with:
- Short- and long-term disability claims
- Health insurance benefits
- Life insurance claims
- Accidental death and dismemberment claims
The rules in ERISA appeals require the individual whose claim was denied to prove his or her case. In other words, the insurance company is given the benefit of the doubt. It is critical to work with an experienced ERISA benefits attorney who will build the strongest case possible from the outset.
If you have questions about an ERISA benefits claim and your right to appeal, contact us to schedule a consultation. We will review the facts of your case, provide a straightforward assessment and recommend the best steps to take.